My savings were just depleted because my dog swallowed one of her fave toys and had to have surgery. Also almost maxed out a credit card to make up for what my savings couldn’t cover.
My dog has no regrets and tried swallowing another one of the damn toys two days after surgery. I thought I had found them all, but I didn’t. Turns out she had a secret stash under my bed. -_-
I don’t get how people are able to save money. Like, I get paid pretty well, and even if there is something left over after bills, random shit always pops up.
Even putting away like $5 or $10 per paycheck is unrealistic sometimes.
life has taught me that the definition of pretty well that most people have is FAR BELOW what it actually is.
to put it into perspective: it’s common for a software engineer with 20 years of experience to make $210k/year and that’s what most people’s wages would be if pay had kept up with the cost of living (ie real estate) since the 1950’s.
if you’re not close to this, then you’re not getting paid pretty well; you’re being exploited.
The trick, disappointingly, is to make so much more than you regularly need to spend that even the unexpected shit stops being noticable.
Like, the kind of scenario where your regular expenses are <50% of your post-tax income.
With respect, and without having specific numbers, if you get paid “pretty well” but cannot put away ten dollars per pay period then I fear you may not be spending within your means.
Just the way the owning class wants it.
Being poor is expensive.
