If you’re able to hold it long enough and you’re truly worried, folding a wet paper towel over a couple of times and using the hand soap to clean the seat and then folding it over again to get a “rinse” before you sit down is a better way to go about it.

“I’m worried about germs on the toilet seat”

“Well, they gave you paper towels, soap and running water, why not clean the motherfucker?”

“Nah, imma just put the thinnest material known to man in between my butt and the seat”