If this is how he felt the last year, he’s just as culpable as all of the other fucks who stayed home and didn’t vote. Fuck him and his Monday morning quarterbacking.

This is the correct way to manage a budget.

The budget software I use (“you need a budget”) follows a similar philosophy; based on the way you describe you financial circumstances, paying for that software is probably not in your budget, but I suspect you will find the “rules”/method/philosophy described on their website helpful.