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  • 13 Comments
Joined 1 year ago
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Cake day: October 28th, 2023

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  • Housing needs to be less commodimized, but tons of normal families have their entire network tied up in a home.

    Any act that raises home prices hurts though without and any act that lowers home prices hurts those with. How can we untangle homes being family’s largest asset without screwing older people.

    Without homes and apartments being a commodity, how do we determine who gets to live where fairly? Isn’t there like 10x as many vacancies than homeless people? So it’s not a supply issue, it’s a location issue. The open market is great for sorting that out, but the open market has abused housing and is squeezing too hard.

    I don’t like that home prices are as high as they are, and we need to change our mindset about how home pricing should work. It needs both government oversight and market forces.





  • Well, for almost a decade the GOP has had time to come up with their vision. They ran on “Repeal and Replace” in the 2016 cycle. But when it came time to vote to repeal, they still didn’t have a replace option.

    Prices didn’t go down when the 2018 tax cuts reduced corporate tax by about 30%, I doubt when the ACA gets repealed and insurance companies can drop the uninsurable people they will lower the prices for healthy Americans, because they are already anchored at the higher price.


  • Technically that’s true, because it changed the law where you can’t be denied coverage because of pre-existing conditions, but I’m guessing OP means he uses the marketplace thingy instead of having insurance provided by work.

    (Also, the affordable care act didn’t force you to have insurance, it was a tax penalty to not have insurance, but the 2018 tax act set that penalty to $0)




  • I’m all for the camera bump. I can lay my phone on my desk and it’s slightly tilted towards me so I can read notifications without having to move my head directly above it.

    Also, while holding the phone, i can use a finger under the bump for stability and to keep it from sliding down. I don’t use a case, and all these glass backed phones can be a bit slick.

    All praise the camera bump overlords! \[T]/


  • We have waiting times too, the more elective it is the longer it is.

    For my yearly checkup, the first time I went, their first availability was 3 months later. It’s the same time every year now because I book next years appointment at each visit.

    I thought I needed a CPAP, I had to wait a week to get the home sleep study equipment and then two more weeks to meet with the doctor. I had a copay of $50 with that doctor but had to buy the CPAP for about $800

    I scheduled a vasectomy and it took 3 months for the consult and another 6 for the procedure and it cost $750 out of pocket.

    I pay $350/no for my insurance plan which has now has no copays and no coinsurance until I reach my yearly deductible of $3500 (which means I pay 100% of all medical costs before my insurance does anything) and my employer covers about $300/mo. So $7800/yr in total to basically just have protection in case a major accident happens.