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Cake day: September 14th, 2023

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  • Budgeting is very important. some people like the 20% of income for saving, 30% for living expenses and the other 50% for everything else. Pre or post tax is up to you as this is a rule of thumb. Important part is that it should be easy for you to build up your savings to cover important expenses. spending 50% of income on housing may be really bad since having back to back years of badluck can screw over your savings, and not give you enough time to save up in between.

    This is a general rule that applies when you make enough to do so. If you’re struggling to pay rent, do what you can to remove risk and cut down on costs. One thing that helps is aiming to have savings. Often times, its cheaper to have money up front to resolve emergencies rather than later.

    Car is one of those things that can make sense to remove. If you’re commuting one hour already by car, and there’s no public transit option then a car is a necessity. If you can take public transit, that could save you money on car insurance, car payments, car maintenance, and possible accidents.

















  • If the food is amazing, then people will come back. The point is to make the location slightly uncomfortable enough that people want to leave sooner, not that they hate the place. The idea is you need to balance cost of food, and customer turn around time. If you make it very expensive, people won’t feel comfortable taking the food to go, even if it is an amazing item. On the flip side, a cheap menu that is very comfortable will be overly cost prohibitive.


  • I know people that would easily get sun burnt on their nose. I suppose certain parts of your body would be more sensitive to the sun but I’m not certain what causes that. hoping someone with more knowledge and chip in.

    I apply sunscreen to all parts of my body if I’m going out to the sun for long periods of time. I haven’t noticed certain parts of my body being more sensitive than others either.

    slight tangent: Dermatologists all recommend against tanning and especially recommend wearing sunscreen if you’re going to be at a higher than 3/4 UV indexed sunlight for prolonged periods of time. It damages skin and encourages skin cancer.