I would recommend against using those then. The one I’m using from Edward Jones is buying funds from a number of different companies, not just specific to Edward Jones. It’s important to ask a potential financial investor how they get paid and that can help you understand whether they’re going to be working in your best interest or not.
I’m getting a lot more downvotes for this than I thought I would. If you disagree, let’s have a discussion. Maybe I’m wrong? But getting a financial advisor made it very easy for me to see what I need to do to retire.