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Joined 1 year ago
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Cake day: July 4th, 2023

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  • The problem is not landlords, which have existed for thousands of years. The problem is that the first time homebuyer programs suck ass. They’re like “only 3% down payment! But you have to pay extra PMI, so it’s still expensive monthly.”

    If the government really wanted to subsidize housing, they would subsidize home construction workers and materials. Right now old construction workers have to retire due to age or become contractors. So there are a ton of crappy contractors who have no business sense and a lot of construction experience.

    Imagine if you could go to school for free to build your own house! Land in the US is almost free outside of major cities. The expensive part is workers and materials.