I hate this excuse because it’s so incredibly easy to keep records without keeping the account itself active. I work in healthcare and we have to do shit like this all the time with archiving patients records into an offline storage and then destroying their “hot” accounts to comply with two different incompatible laws.

It’s a duplex so the HOA only has two homes in it. The fees were designed to cover the water bill, master insurance policy, and slowly collect enough money to replace the roof every decade or two.

Unfortunately the other unit has no interest in even basic maintenance so unless we take care of everything the place slowly just falls apart. We’ve had to fight with them over every tiny repair from siding damage to a literal hole in the roof that a squirrel chewed out. They keep running an Airbnb with loud guests who throw parties despite it being against the HOA and unless we pay for our own lawyer there’s no way to actually enact the fines and stuff as laid out in the HOA rules.

We’re selling and never buying in a small HOA ever again

I had a loan like this one. Probably a plus loan. For a while the rates for plus loans eclipsed 8% and plus loans accrue interest while you are in school. So if you don’t know what you’re doing, you can take on 4 years of interest before you even start paying. Turns a $20k loan into a $30k loan before you even graduate. Plus loans recapitalize interest whenever they come out of deferral so you actually pay interest on the interest as well. So by the time you pay the loan off that is then $41k in total payments for what was originally a 20k loan

Do this 4 times for each year of undergrad and you’ll have 164000 in total loan payments over your lifetime.

Plus loans are a government backed scam to fuck over poor kids who can’t front the cash for what the federal aid program covers. My base grants were only ~40k over 4 years and my federal unsubsidized and subsidized loans only were ~24k over 4 years.

Meanwhile the prestigious university I was accepted to charged 24k per semester. So I had 64k of aid and low interest loans to pay a tuition of 192k. After my work study added an additional 20k/yr I was still short 48k and poof there the plus loans were to “help” me.

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Where I live yards have all been turned into more buildings. The largest remaining yards are smaller than the average living room

Forcing the left to vote for a cop after so many years of ACAB.

Also thanks to ebpf it’s now very easy to implement EDR without a full blown rootkit in Linux and anyone on the bleeding edge is moving away from this kind of solution