Obviusly it has to be done once evey year…or a decade.

I will also add one thing. It does depend on how much money you have . In modern world what you realy pay for is convinience. So if you dont want to make soap( im going with this example beacuse it arguably the most extreme ) because its cheap and not worth your time than buy it but if you live in a 3rd world country and need to save every penny than go for it. Likewise there is no need for you to cheap out on some subscription if you have steady income and milions of $ in the bank account

Dont skimp on ssd for games. Large sata is fine. Hdd for games is not fine. Get worse anything else instead . Loadings are gonna be the death of you.