It doesn’t bother me one bit of you know my search history. You’ll learn I search a word to see if I know your to spell it properly and that I DIY a lot of stuff lol

No, this is Patrick

Pretty much when I bought my house it’s been mostly grown-up feeling since then. Interest rates, insurance rates, and debt-service ratios are always in the back of my mind now.

Once I pay off my vehicle debt I’ll be able to bankroll a better house outside of town with some land. Assuming shit doesn’t go pear shaped in the next 3-4 years…

Also, playing the “should I dump my bonuses into my RRSP or pay down debt” game… never had medium or longer term goals before.